Are you finding it harder and harder to make ends meet, just managing to survive from pay to pay? You’re not alone. First COVID, then inflation and interest rate rises … times have been tough for many.
If you’re struggling to manage your debts, or just want to save money on your mortgage repayments, there are a range of solutions available to you that are worth exploring.
Want to add a personal touch to Mum’s home on Mother’s Day, a birthday or another special occasion? KnowHow co-founder Sonya Martin has uncovered some incredible Australian businesses providing beautiful and meaningful gifts.
Owning a home is the great Australian dream, it is something that is drilled into you from a very early age. The desire to own your own home is so strong that people can feel pressured into taking the plunge. Saving a deposit for your first home takes time and patience, it also means the …
Why Mum & Dad Helping with Your Deposit Might Not Be the Answer Read More »
It’s usually in our 20s that we have our first taste of financial freedom. Gone are the days of part-time or casual work, trying to scrape together enough cash to pay rent to Mum & Dad with a little left over to have a beer on a Friday night with mates. When you get your …
Anytime you turn on the TV in Australia or pick up a newspaper, you are faced with news of the property affordability crisis that is impacting Australian home buyers. There isn’t a day that goes by without the media highlighting that housing affordability for Australians is hitting, and it’s hitting hard. Editorials and opinion pieces …
The Inconvenient Truth about the ‘Affordability Crisis’ Read More »
Property is one of those things that can be easy to do, and just as easy not to do. As a time poor professional concerned about improving and maintaining your lifestyle long term, you may know that you want to do something in property BUT you cant see how. You appreciate the importance, however, there …
Bush Bite: Giving Property Excuses a Kick in the ‘But’s’ Read More »
In a recent edition of Bush Bites, I covered my take on VITAMINs – an analogy I created that compares the health supporting nutrients of vitamins to factors of financial success. Each of the letters of VITAMINs represents a different concept, be it value, time, interests rate of growth or your personal network. I will …
An offset account is like the sleeping giant of home loan lending that many people don’t know enough about. Using a well-structured offset account can save you tens of thousands in loan interest and help you pay off your home loan many years earlier. Sounds good, right? So, let’s explore exactly what an offset account …
Waking the Sleeping Giant: Benefits of an Offset Account Read More »
If you’ve made the decision to invest in property, you might think the next step is the easiest one: picking a house to purchase. But it’s not as simple as perusing the real estate section on a Saturday morning. If you’re new to the property game, how do you know what to look for before …
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