Gone are the days of asking a bank or a mortgage broker for their cheapest home loan rate. Now, the first question you will need to ask is ‘who will approve me for a home loan?’ Banks have recently cracked down on lending, especially for investors, so it is important you make sure that it’s …
Owning a home is the great Australian dream, it is something that is drilled into you from a very early age. The desire to own your own home is so strong that people can feel pressured into taking the plunge. Saving a deposit for your first home takes time and patience, it also means the …
Why Mum & Dad Helping with Your Deposit Might Not Be the Answer Read More »
It’s usually in our 20s that we have our first taste of financial freedom. Gone are the days of part-time or casual work, trying to scrape together enough cash to pay rent to Mum & Dad with a little left over to have a beer on a Friday night with mates. When you get your …
Anytime you turn on the TV in Australia or pick up a newspaper, you are faced with news of the property affordability crisis that is impacting Australian home buyers. There isn’t a day that goes by without the media highlighting that housing affordability for Australians is hitting, and it’s hitting hard. Editorials and opinion pieces …
The Inconvenient Truth about the ‘Affordability Crisis’ Read More »
Property is one of those things that can be easy to do, and just as easy not to do. As a time poor professional concerned about improving and maintaining your lifestyle long term, you may know that you want to do something in property BUT you cant see how. You appreciate the importance, however, there …
Bush Bite: Giving Property Excuses a Kick in the ‘But’s’ Read More »
In a recent edition of Bush Bites, I covered my take on VITAMINs – an analogy I created that compares the health supporting nutrients of vitamins to factors of financial success. Each of the letters of VITAMINs represents a different concept, be it value, time, interests rate of growth or your personal network. I will …
An offset account is like the sleeping giant of home loan lending that many people don’t know enough about. Using a well-structured offset account can save you tens of thousands in loan interest and help you pay off your home loan many years earlier. Sounds good, right? So, let’s explore exactly what an offset account …
Waking the Sleeping Giant: Benefits of an Offset Account Read More »
Would you be surprised to learn that the majority of Australians are more likely to shop around for a better deal on their electronics instead of their home loans? Well that’s the case for the vast majority of us, according to a survey conducted by bank ME. The Savvy Savers Survey found that, while we …
The Hows and Whys of Renegotiating Your Home Loan Read More »
These days, everyone wants to call themselves an entrepreneur. It might seem as simple as having an idea and a website, but that couldn’t be further from the truth. It takes talent to get an idea off the ground, no matter how amazing that idea is. And while anyone can be an entrepreneur, the word …
Passive income can be the unsung superhero of your finances. But what exactly is it? Essentially, passive income is money that still comes to you when you’re not working for it. In the property investment world, it’s the earnings that an individual can gain from investing in rental properties. Passive income differs to active income, …
Copyright © 2022 KnowHow Group. All rights reserved. | Privacy policy
Marketing by Apiro
Do you want to live more, work less, and leave the endless trap of work and debt?
Download Bushy's award-winning book Get Invested for FREE and get started on your journey today.
