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Finance

It’s a Great Time To Get Your Budget Under Control!

[et_pb_section admin_label=”section”][et_pb_row admin_label=”row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”] Here’s some great end of financial year budget ideas for home buyers. Getting your budget under control and your finances in order is absolutely essential to anyone looking to apply for a home loan, but it’s particularly important for first home buyers about to take …

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Banks ain’t Banks!

[et_pb_section admin_label=”section”][et_pb_row admin_label=”row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”] Stop! Do not pass Go. Ask your Finance Broker these questions before doing anything. When buying property, whether you’re a seasoned investor or a first homebuyer, one of the most important relationships you will have to make is one with your bank or home loan …

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Low Rate vs Lowest Cost

[et_pb_section admin_label=”section”][et_pb_row admin_label=”row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”] 3.98% Home Loan! Now that I have your attention. Listen up. Here are some gold gems for you.  For most home loaners, brokers and banks the lowest rate is all they focus on.  But will this actually give you the lowest cost loan or help …

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Why Have Home Loans Become Harder?

[et_pb_section admin_label=”section”][et_pb_row admin_label=”row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”] Rapid rises in property values in Sydney over the last couple of years appear to have led to nationwide home loan cost increases and lending restrictions. Government’s finance police (APRA) and the major banks key decision makers all reside in Sydney.  Their localised view has …

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Do You Have a Fixed Mindset?

[et_pb_section admin_label=”section”][et_pb_row admin_label=”row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”] Everyone seems to be an expert when it comes to discussing fixed versus variable rate home loans.  But for us it is personal – your personal sleep at night factor. Don’t kid yourself that you will beat the banks by choosing if and when to …

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8 Things to Consider When Making a Property Investment

[et_pb_section admin_label=”section”][et_pb_row admin_label=”row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”] When it’s done right, investing in property can help you to build wealth for your future. In Australia, property is currently a very popular investment and many people are enthusiastically jumping into the market to make the most of the low interest rates currently available. …

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What is a ‘Strata Title’ Property?

[et_pb_section admin_label=”section”][et_pb_row admin_label=”row”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”] Strata title is a method of facilitating individual ownership of part of a property – generally an apartment, unit or townhouse. Uniquely, strata title allows for individual ownership of an actual lot or unit whilst sharing ownership of the common grounds on which it is …

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TrackMYGOALS

[et_pb_section admin_label=”section”][et_pb_row admin_label=”row”][et_pb_column type=”1_4″][et_pb_image admin_label=”Image” src=”https://knowhowproperty.com.au/wp-content/uploads/2016/05/icon175x175.jpg” show_in_lightbox=”off” url_new_window=”off” use_overlay=”off” animation=”off” sticky=”off” align=”center” force_fullwidth=”off” always_center_on_mobile=”on” use_border_color=”off” border_color=”#ffffff” border_style=”solid” /][/et_pb_column][et_pb_column type=”3_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”] Saving for a deposit on a property purchase can be a challenge – particularly for first home buyers. TrackMyGOALS is a handy app from ASIC’s MoneySmart range that gives you …

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